<?xml version="1.0" encoding="utf-8"?><wb:indicators page="1" pages="7" per_page="50" total="347" xmlns:wb="http://www.worldbank.org"><wb:indicator id="FB.CAP.INST.ST.DM"><wb:name>656_Does a dedicated, national, multi-stakeholder structure exist to promote and coordinate provision of financial education?_#VHQB_00</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.INST.ST.MS.AL"><wb:name>660_Does government, industry, and NGOs participate in the multi-stakeholder structure to promote and coordinate financial education?</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.INST.ST.MS.GI"><wb:name>659_Does government and industry only participate in the multi-stakeholder structure to promote and coordinate financial education?</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.INST.ST.MS.GP"><wb:name>657_Does government participate in the multi-stakeholder structure to promote and coordinate financial education?</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.INST.ST.MS.IO"><wb:name>658_Does industry only participate in the multi-stakeholder structure to promote and coordinate financial education?</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.INST.ST.MU"><wb:name>655_Are there multiple agencies responsible for financial education policy and programs?_#VHQA_01</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.INST.ST.SG"><wb:name>654_Is there a single agency responsible for financial education policy and programs?_#VHQA_00</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.LEGL.DF.FE"><wb:name>653_Does this country have a formal definition for financial education or financial literacy or financial capability? _#VHPA_00</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.FE.CTR.WS"><wb:name>685_Does the government itself or with partners maintain a website with educational content, tools, and resources for broader financial education?_#VHXA_01</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.G2P.FE"><wb:name>674_Is financial education integrated into any government-provided social assistance programs? _#VHVA_00</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.GL.AP"><wb:name>669_Has the government issued written guidelines directed to all providers of financial education on content and/or methodology?</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.GL.SP"><wb:name>668_Has the government issued written guidelines directed to a limited set of providers of financial education on content and/or methodology?</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.NM.5Y"><wb:name>662_Has the government, either by itself or with partners, undertaken a national mapping of financial education activities in the past five years? _#VHRA_00</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.NS.BF.5Y"><wb:name>667_Has a nationally representative broader survey with a component on financial capability of individuals or households been conducted in the past five years?_#VHTA_01</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.NS.FC.5Y"><wb:name>666_Has a nationally representative dedicated survey of financial capability of individuals or households been conducted in the past five years?_#VHTA_00</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.PSC.CD.2Y"><wb:name>678_Is financial education at the stage of curriculum development planned within the next 1-2 years within public school curriculums?_#VHWA_03</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.PSC.DT.FE"><wb:name>675_Is financial education included in public school curriculums as a distinct topic or subject?_#VHWA_00</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.PSC.IP.2Y"><wb:name>677_Is financial education at the stage of implementation planned within the next 1-2 years within public school curriculums?_#VHWA_02</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.PSC.JS.FE"><wb:name>681_Is financial education currently or soon to be included as a topic in public school curriculums at junior secondary level?_#VHWB_01</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.PSC.NI"><wb:name>679_Is financial education at the stage of not being included in public school curriculums?_#VHWA_04</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.PSC.PR.FE"><wb:name>680_Is financial education currently or soon to be included as a topic in public school curriculums at primary level?_#VHWB_00</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.PSC.SS.FE"><wb:name>682_Is financial education currently or soon to be included as a topic in public school curriculums at senior secondary level?_#VHWB_02</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.PSC.ST.FE"><wb:name>676_Is financial education included in public school curriculums as a subtopic integrated into one or multiple other topics or subjects?_#VHWA_01</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.PSC.UN.FE"><wb:name>683_Is financial education currently or soon to be included as a topic in public school curriculums at university level?_#VHWB_03</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.PTC.INF.WS"><wb:name>684_Does the government itself or with partners maintain a website to disclose pricing and terms and conditions information?_#VHXA_00</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.RE.AP"><wb:name>672_Does the government explicitly require all financial service providers to offer financial education?</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.RE.SP"><wb:name>671_Does the government explicitly require a limited set of financial service providers to offer financial education?</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.RG.DC.AP"><wb:name>664_Does the government regularly collect data from all known providers of financial education on the reach of their programs?</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.CAP.POLI.RG.DC.SP"><wb:name>663_Does the government regularly collect data from a limited set of providers of financial education on the reach of their programs?</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.AL.CO.NP"><wb:name>593_Do laws and regulations allow consumers a cooling-off period during which they can withdraw from a product or service without a penalty?_#VHHA_02</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.EB.AR"><wb:name>583_Do laws and regulations require assessment of borrower's ability to repay, without specific borrowing limits?_#VHFA_01</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.EB.EL"><wb:name>582_Do laws and regulations set explicit limits on excessive borrowing?_#VHFA_00</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.EB.NP"><wb:name>585_Do laws and regulations contain no provisions to restrict excessive borrowing?_#VHFA_03</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.EB.OR"><wb:name>584_Do laws and regulations set other restrictions on excessive borrowing?_#VHFA_02</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.ML.PC.AG"><wb:name>600_Are financial institutions required to have a minimum level of professional competence/training for agents and intermediaries?_#VHIB_04</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.ML.PC.AP"><wb:name>595_Are financial institutions required to have a minimum level of professional competence/training for all relevant personnel dealing with consumers?_#VHIA_00</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.ML.PC.CO"><wb:name>599_Are financial institutions required to have a minimum level of professional competence/training for complaints officers?_#VHIB_03</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.ML.PC.CR"><wb:name>596_Are financial institutions required to have a minimum level of professional competence/training for credit officers?_#VHIB_00</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.ML.PC.CS"><wb:name>601_Are financial institutions required to have a minimum level of professional competence/training for customer service representatives?_#VHIB_05</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.ML.PC.MS"><wb:name>598_Are financial institutions required to have a minimum level of professional competence/training for marketing staff?_#VHIB_02</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.ML.PC.RO"><wb:name>597_Are financial institutions required to have a minimum level of professional competence/training for recovery officers?_#VHIB_01</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.MS.DC"><wb:name>602_Do laws or regulations require minimum standards for debt collection practices?_#VHJA_00</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.PR.BU.ND"><wb:name>590_Do laws and regulations prohibit or restrict bundling and tying services and products in a manner that unduly restricts the choice of consumers?_#VHGA_04</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.PR.DI.SC"><wb:name>589_Do laws and regulations prohibit or restrict discriminating consumers based on gender, ethnicity, faith, political affiliation, or appearance?  _#VHGA_03</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.PR.EF.AC"><wb:name>591_Do laws and regulations limit fees and charges for account closure that impede customer mobility between financial institutions?_#VHHA_00</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.PR.EF.RP"><wb:name>594_Do laws and regulations limit early repayment penalties that impede customer mobility between financial institutions?_#VHHA_03</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.PR.EP.AC"><wb:name>592_Do laws and regulations prohibit extra burdening procedures for account closure that limit customer mobility between financial institutions?_#VHHA_01</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.PR.TC.RC"><wb:name>588_Do laws and regulations prohibit or restrict the use in consumer agreements of any term or condition that excludes or restricts the right of the consumer?  _#VHGA_02</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.PR.TC.RL"><wb:name>587_Do laws and regulations prohibit or restrict the use in consumer agreements of any term or condition that excludes or restricts the liability of the financial service provider?  _#VHGA_01</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator><wb:indicator id="FB.FCP.BREG.PR.TC.UF"><wb:name>586_Do laws and regulations prohibit or restrict the use in consumer agreements of any term or condition that is unfair, excessively unbalanced or abusive?  _#VHGA_00</wb:name><wb:unit /><wb:source id="69">Global Financial Inclusion and Consumer Protection Survey</wb:source><wb:sourceNote /><wb:sourceOrganization /><wb:topics /></wb:indicator></wb:indicators>